If you’re looking for a no-frills car insurance policy, Hastings Premier Car Insurance may be the right choice for you. This no-frills policy offers no-claims bonus protection and telematics car insurance. However, you should be aware of cancellation fees and charges if you cancel your policy.
It offers a protected no-claims bonus.
Hastings Premier Car Insurance offers a protected no-claims bonus (NCB). This benefit is a reward for being claim free for at least a year. The higher the NCB rate, the more significant the discount on your insurance premium. However, not all brands offer this benefit.
Multi-car insurance is an option that lets you save money on your premium by adding additional cars to your policy. This cover is available for up to four cars and can be paid monthly or annually. The primary account holder can build up a claims bonus on the car he drives most often, and this policy is also designed to allow you to save money by getting a discount for each additional car.
Hastings Premier Car Insurance has several benefits for its customers. First, it protects your No Claims Bonus if you have a vehicle declared stolen or vandalized. In addition, Hastings Premier provides EU cover for up to 90 days per trip, a courtesy car while your car is being repaired, and a windscreen cover.
It charges a cancellation fee.
There is no guarantee that Hastings Premier Car Insurance will refund any money you have paid to the company. However, if you are unhappy with the policy you bought from Hastings, you can always cancel it. If you haven’t made a claim yet, you may be able to avoid the cancellation fee by canceling your policy at least 14 days before it expires. You can also call Hastings on 0330 818 215 to cancel your policy.
The cancellation fee that Hastings charges is around PS50 for canceling a policy. This fee applies to monthly payments. If you cancel before the cancellation period ends, you must settle any outstanding debts. Also, if you’ve claimed against your policy, Hastings won’t refund you the total amount.
The best way to cancel an insurance policy is to contact the insurer directly. You can do this via phone or email. The process for canceling your insurance is relatively straightforward, and it will allow you to search for a new provider and compare prices. If you don’t like the way Hastings charges their policy, you may want to consider switching to another provider.
It offers telematics car insurance.
Telematics car insurance is a great way to reduce your car insurance costs. It can also help you save money if you’re a young driver. Hastings Direct offers a telematics car insurance plan known as SmartMiles. The program rewards you with discounts if you drive safely. You can also use the program to protect your no-claims bonus.
Telematics uses a device on your car to collect data. Like the ones found on a Sat Nav or mobile phone, telematics monitors speed, acceleration, and breaking to determine whether you’re driving safely. The company uses this information to calculate your insurance premium.
Telematics car insurance is similar to pay-per-mile or usage-based insurance. These plans offer discounts for drivers who drive safely and less often. They use the data collected from the car’s location and mileage to determine your risk level; accordingly, your auto insurance price will go down.