Tower Hill Insurance Reviews


Tower Hill Insurance is a company that insures many types of properties. While their primary focus is mobile homes, they also provide coverage for rental properties, single-family homes, condos, and commercial properties. The company is based in Kentucky and writes policies for various properties, including commercial properties. It is a Better Business Bureau accredited company with a solid credit rating.

Tower Hill Insurance Group is a Better Business Bureau accredited company.

Tower Hill Insurance Group is a Better Business Bureau accredited company, which means they adhere to a particular set of standards. While it is not necessary for insurance companies to be accredited by the BBB, companies that this organization accredits have paid a fee to the Better Business Bureau for ongoing review, monitoring, and support of their public service programs. Nevertheless, accreditation by the BBB does not necessarily mean that a business is reliable, nor that its products or services are worth buying.

Tower Hill Insurance Group provides homeowners insurance, condominium, landlord insurance, and flood insurance. Several tiers are available, allowing consumers to choose the right coverage for their needs. Tower Hill also offers an Emerald Endorsement, a cost-effective package of enhancements, for its homeowner’s plan. The company also offers insurance for non-standard dwellings valued up to $500 000, and its policies are designed to protect owners from risks associated with such unique occupancy situations.

It offers flood insurance.

Tower Hill Insurance offers flood insurance as an option for residential homeowners. The company writes flood insurance outside of the NFIP. Tower Hill can offer this coverage because of excess capital in the global reinsurance market. This coverage allows customers to decide which level of protection is best suited for their needs.

Tower Hill insurance covers the structure of the home as well as the other structures on the property. It also protects the homeowner from liability and lawsuits. These policies cover the interior and exterior walls, windows and doors, roof, and pool house. In addition, this coverage protects the homeowner against the costs of repairing, replacing, or reconstructing the damaged property.

Tower Hill Insurance offers flood insurance through a private flood insurance program backed by Lloyd’s. This coverage can be purchased as a standalone policy or as an endorsement of a standard homeowners policy. Private flood insurance companies generally have higher coverage limits than NFIP policies and do not require a waiting period. Therefore, those who opt for private flood insurance should consider the difference to ensure they get the best deal possible.

It offers renters insurance.

Tower Hill Insurance offers renters insurance for people renting their homes and apartments. These policies protect your belongings in case of fire, theft, or vandalism. They also cover liability, which protects property owners against lawsuits. These policies cover the interior and exterior walls, windows, doors, roofs, and contents inside a building.

Tower Hill was founded in 1972 and is one of Florida’s largest residential property insurers. It is a privately held company with a reputation for exceptional service. As a result, it saw an opportunity to expand its business outside its home state. Specifically, Tower Hill decided to provide fully admitted residential property products in other underserved markets.

The company offers a variety of discounts to help you save money on your policy. For example, if you bundle your auto and renters insurance policies, you’ll receive a multi-policy discount. Another way to save money is by increasing your deductible. The higher your deductible is, the lower your premium rate will be.

It has a good credit rating.

Tower Hill Insurance has an overall good credit rating. This rating is based on various factors, including financial stability, reputation, and policy coverage. While Tower Hill does not have an A.M. Best credit rating, it has received a good score from Consumer Affairs. The company also has an “A” rating from the Financial Stability Ratings (FSR) system, a leading indicator of insurer stability.

Tower Hill Insurance is a regional carrier in Florida, focusing on residential and commercial property insurance. In addition to their insurance plans, they also work with affiliates to offer auto insurance plans. This allows them to compete better with national insurers.

It has a good reputation.

Consumers and other stakeholders rate companies based on the reputation and stability they have built over the years. Although Tower Hill has not received an A.M. Best credit rating, it does have a B++ rating from AM Best, a leading company credit rating service. This rating is indicative of a stable and financially strong insurance company. However, there are several other ways to assess the reputation of an insurance company.

Tower Hill’s website does not provide a complete breakdown of the different types of coverage. However, it does list the basic coverages and what they cover. This includes dwelling and other structures, personal property, and additional living expenses.