There are many different factors to consider when choosing a home warranty plan. These factors include the price, coverage limits, and Service fee. In addition, Fidelity offers an online service request form. After you fill out the form, a customer service representative will contact you. This will help you make an informed decision.
Service fee
If you are looking to buy a home warranty, Fidelity might be the right choice for you. Their Standard Plan provides comprehensive coverage at an affordable price. However, there are some limitations and exclusions to their plans. This means you should check the plan’s details before purchasing.
Annual plans range from $350 to $420. This amount depends on your location, type of house, and other factors. The company does not publish its plans on its website, so you should call them directly to get the cost. Fidelity’s service fee is lower than the average, at $75. Annual plans usually last one year, but you can renew your policy for another year.
Fidelity Home Warranty is a good option for first-time home buyers and homeowners. Fidelity is one of the few companies that do not charge a service fee for the first year. The company also has a solid reputation. The Better Business Bureau gives Fidelity an A+ rating.
Coverage limits
When purchasing a home warranty plan, you should review the exclusions and coverage limits of the policy. While many programs have extensive coverage, you should know the limitations and exclusions. In addition, you should contact a representative of the company to understand the details of the policy. In many cases, you can purchase additional coverage that covers the exclusions and limitations of the plan.
Fidelity Home Warranty has different coverage limits for different types of homes. The most basic plan covers single-family homes under 5000 square feet, while the more extensive plan covers multi-family dwellings. The coverage limits of each project are tailored to the needs and size of the home.
The Fidelity Home Warranty is an affordable option that provides decent service guarantees. While it does not cover flood damage, it offers subterranean termite treatment. Although flood damage is typically covered in a homeowners insurance policy, you should ensure the contract contains all the terms and conditions before signing on.
Exclusions
When considering which home warranty to buy, you’ll want to look closely at the plan’s exclusions. For example, Fidelity offers a competitively priced standard procedure, but some essential appliances are not covered. Several optional add-ons can make the program more comprehensive.
Fidelity covers most household systems but excludes some items, such as solar energy systems, glycol-based heating systems, and fireplaces. The Fidelity website outlines exclusions and limits to decide whether the plan is right for you.
The company has a good track record and is accredited by the Better Business Bureau. They have resolved more than 1500 complaints in the last three years. In addition, Fidelity Home Warranty has received various consumer reviews regarding its service and affordability. While Fidelity has an A+ rating with the Better Business Bureau, consumers should never judge a business solely based on its rating.
The Fidelity National Home Warranty offers three different plans. The Comprehensive Plan covers the basics, while the Enhanced Plus plan adds coverage for evaporative coolers and window units. In addition to the standard procedure, the Comprehensive Plan includes a range of air conditioning and washer and dryer systems, radiant heat, and plumbing stoppages caused by tree roots. Both plans have exclusions, and it’s essential to review your contract carefully.
Price
The price of Fidelity Home Warranty varies based on the plan you choose and the level of coverage you receive. You can pay between $300 and $630 annually for the basic plan or $75 yearly for extra coverage. The standard outline covers most appliances and systems in your home. The exceptions are refrigerators, washers, and dryers, which are not covered. Also, you will be required to provide proof that the problem was caused by rust or corrosion.
Fidelity National Home Warranty was established in 1974 in Concord, California and now has over 850 employees in 17 states. The company is known for its affordable home warranty programs and competitive pricing, but it doesn’t always receive good customer reviews. The Better Business Bureau and Consumer Affairs gave it one star for poor customer service. If you’re considering a home warranty, Fidelity offers free quotes.
While Fidelity’s standard policies cover many household systems, new homeowners may want to invest in a New Construction warranty plan to cover new construction. However, further construction coverage is expensive, so you might want to opt for something that covers new homes instead.