Bharti Axa Life Insurance Review


If you are planning to buy a Life Insurance policy, there are many factors you need to consider, such as the company’s reputation, the type of plan you are looking for, the coverage, the premium payments, and the claims. Here is a review of Bharti Axa Life Insurance to make your job easier. This review will give you all the information you need about this company so that you can make an informed decision.

Term plan

Bharti AXA Life Insurance is a joint venture between two leading names in the world’s financial sector – AXA Group and Bharti Enterprises. It has a presence in India, Asia Pacific, and Western Europe and offers a range of life insurance products.

The company’s mission is to provide comprehensive protection to its policyholders at affordable premiums. This includes many products, including specific term plans, group insurance policies, riders, deferred annuity plans, and more. In addition to the standard benefits, these plans offer additional features, such as guaranteed maturity additions and rider protection.

For example, the company’s Life eProtect+ Term Insurance Policy offers death and maturity benefits, which are paid out in the event of the insured’s death. There is also a hospital cash rider, which pays a fixed amount each day during a hospital stay.

ULIP plans

The ULIP plan is a combination of life insurance and investment. It is a financial product that allows a person to invest and build wealth. This helps to create a safety net, which enables the policyholder to build up the principal rapidly.

A ULIP can offer a higher return on investment than other financial products. This is because ULIPs allow investors to invest in debt and equity funds. These funds carry different risks and have different growth potentials. Therefore, a ULIP enables people to choose funds that best suit their long-term investment objectives.

A ULIP calculator can help to estimate returns. For example, you can input the amount of money you want to invest, the expected rate of return, the frequency of premium payments, the duration of the policy, and the type of funds.

Premium payment terms

Bharti Axa Life Insurance offers a variety of term insurance plans. These plans provide financial protection to the policyholder’s family. They also offer tax benefits on premium payments. The company has the highest claim settlement ratio in India. In addition, it has an online portal for its customers.

The company also offers a comprehensive range of riders. Some of these include accidental death, hospitalization, and critical illness coverage. In addition, riders can enhance the scope of your policy.

In addition to the riders, the company also provides various other benefits. For example, you can use the Policy Fund Value to purchase an annuity.

Policy coverage

Bharti AXA Life Insurance is one of India’s top private-sector insurance companies. The company offers various policies and riders for individuals and families. It also provides excellent customer service.

Bharti AXA is a joint venture between the AXA Group and Bharti Enterprises. Founded in 2006, the company has grown to become one of the leading life insurers in India.

The company’s premiums stood at Rs.1,359 crore on 31 December 2018. Its business grew by 28 percent in the first three quarters of the fiscal year (FY) 2018-19.

Bharti AXA offers a wide range of plans and products, including whole Life, term insurance, and group coverage. These policies are designed to provide optimal coverage at affordable premiums.


Bharti Axa Life Insurance is one of the best life insurance companies in the country. It provides life insurance, health insurance, unit-linked insurance plans, and traditional savings. The company has gained much traction in the last few years, especially on the business front.

Bharti Axa Life Insurance is an IRDAI-approved insurance provider. In addition, the company has a solid claim settlement record. The company has settled 100% of claims within 30 days.

Bharti Axa Life has made efforts to improve its claim settlement process. It has also introduced several innovations like m-customer and claims express. Besides, Bharti Axa has received the Claims Excellence Award from the Federation of Indian Chambers of Commerce and Industry.


Bharti Axa Life Insurance is one of the leading insurance companies in the country. It is a joint venture between Bharti Enterprises and AXA Group. It is an IRDAI-approved company that offers various insurance products.

Bharti Axa’s claim settlement process is quite streamlined and smooth. The claim form is short and straightforward. In addition, there is an easy online tracking feature.

In case of any problem, the customer can contact the dedicated toll-free number. In addition, customer service executives are available from 9 am to 9 pm, seven days a week.

However, the response time is average. You can also connect with the company over Twitter or WhatsApp.