Physicians Mutual Reviews


Physicians Mutual is a great company that has a lot to offer. They have services like health insurance and even funeral preplanning services. This makes them a one-stop shop for all your insurance needs. The best part is they are A+ rated by the Better Business Bureau.

Term life insurance

Physicians Mutual offers a variety of life insurance products. In addition, they offer term, whole, and final expense policies.

They also sell dental and accident insurance. The company is a member of the BBB and A+ certified. It is a good choice for families looking for a high-quality yet affordable health and life insurance policy.

The Physicians’ Term Life Insurance offers flexible coverage for up to $50,000. This includes funeral expenses, medical bills, and other end-of-life expenses. The policy can be renewed on an annual basis.

In addition to providing term and final expense insurance, the company also offers dental and Medicare-related insurance products. However, not all of these options are available in all states.

Dental Insurance

Physicians Mutual insurance provides a wide range of services and products, including health and life insurance. In addition, they offer accident insurance, dental plans, annuities, and even funeral preplanning. These products are sold through career agents. The company has an A+ rating with the Better Business Bureau.

Dental insurance can be purchased separately or as part of an overall healthcare plan. This can help cover the costs of regular dental checkups and other procedures. Depending on the type of policy you purchase, you may need to pay a deductible or a yearly maximum. In addition, some policies allow you to visit any provider, while others require you to choose from a preferred network.

Supplemental health insurance

Physicians Mutual is an insurance company that provides health and life insurance to both physicians and the general public. The company was established in 1902 in Omaha, Nebraska, and has been in business for over 100 years. It has over 2.3 billion in assets and over 300 million claims paid yearly.

In addition to health insurance, Physicians Mutual also offers accident coverage and dental insurance. Patients can also purchase term life and whole-life policies.

Physicians Mutual Insurance is known for its quality customer service. They also have an online customer service center for consumers to contact.

Physicians Mutual offers a variety of Medigap plans, including Plan A and Plan F. Plans can include copays, coinsurance, and deductibles. Some programs don’t require a deductible, which is ideal for those who don’t have a lot of money.

Funeral preplanning services

Physicians Mutual offers funeral preplanning services for consumers. These policies cover all or part of funeral costs. This allows you to make sure that your final wishes will be fulfilled and that your loved ones won’t have to deal with the burdens of paying for your funeral.

Many families have opted for preplanning their funerals. Choosing this option reduces the emotional strain on family members and eases their financial burdens. The benefit is that you have plenty of time to decide your choices.

Some people set aside money regularly for their funeral expenses. Others purchase a pre-need plan from a local funeral home.

A+ rating from the Better Business Bureau

The A+ rating that Physicians Mutual receives from the Better Business Bureau indicates that the company can meet its financial obligations. However, several issues have been raised about the company.

For example, the company receives complaints about the company’s claim processing. They have been criticized for slow claims processing and a lack of customer service. This may have caused a lot of frustration for their customers.

Fortunately, Physicians Mutual has managed to improve its customer service. In 2014, they partnered with Weiss Research Associates to evaluate overall customer satisfaction.

One major issue that they are struggling with is the ability to cancel a policy when a person requests it. If the company does not respond to the request promptly, this can create a massive burden for the grieving family.

Final expense life insurance

Physicians Mutual is a national insurance company that offers various products. They sell life insurance, accident insurance, annuities, and dental insurance. Their product offerings range from simple terms to more complex whole life and annuity plans. In addition to their products, they also offer funeral preplanning.

The most common type of policy offered by Physicians Mutual is their term life insurance. This plan provides coverage for an extended period and a guaranteed rate. In addition, there are no medical questions on the application, making it a good choice for seniors with health problems.

Physicians Mutual also offers a variety of final expense life insurance options. For example, they provide an accidental death benefit rider, which pays out when an insured person dies in a qualifying accident.