Geico Auto Insurance Reviews


If you’re in an accident and need to file a claim, it’s important to contact an attorney as soon as possible. You can expect a call from a claims adjuster from GEICO within a few days, but it is important that you remain calm and don’t answer questions unless you have a lawyer. Investigators and adjusters are trained to ask you specific questions so they can deny your claim or undervalue it.

Geico’s rates are among the lowest.

GEICO offers several discounts for their customers. Some include 5% off for anti-lock brakes and 25% off for multiple vehicles. The company is also strict about the criteria for its safe driver discount. For example, the company offers auto insurance rates starting at only two dollars a day if you meet the state’s minimum coverage requirements.

Rates vary depending on your driving history. Those with less-than-perfect credit will usually pay more than drivers with perfect records. However, if you’re a clean driver with no past accidents, you’ll pay only $360 more than average.

It offers discounts for teen drivers.

Teen drivers can save money on auto insurance coverage by taking a driver’s education course and getting a good grades. Additionally, they can save money by being members of certain honour societies and fraternities. These organizations are known for promoting safe driving habits, and Geico gives these students discounts worth up to 15% off their policy rates. GEICO also offers additional discounts to teen drivers who are members of the military, active duty or reservists, and those who own anti-theft devices.

There are many different ways to save money on teen auto insurance. Many insurance companies offer discounts for good driving records, and Geico is no exception. Some of these discounts are automatic, while others must be sought individually. Check with your insurance agent to see what discounts your teen might qualify for.

It offers accident forgiveness.

Accident forgiveness is a great way to reduce car insurance premiums after an accident. This option is available from several auto insurance providers. Depending on your state, you can purchase it upfront or automatically add it to your policy when you have been accident-free for three to five years. It can also help you retain your good driver discount.

Accident forgiveness can help you to save thousands of dollars in insurance costs. However, it is important to note that accident forgiveness is only available to those who have not had an at-fault accident in the past three to five years. Therefore, if you only drive your car occasionally, accident forgiveness may not be worth it. You should compare the total cost of your premiums to see if this benefit is worth it.

It has a low volume of complaints.

Geico has a low complaint volume relative to other auto insurance companies. Its customer satisfaction rating is three out of five. Consumer Reports also provides a customer satisfaction rating, which gives a closer look at the company’s relationship with its customers. A high consumer satisfaction rating means a company will likely offer good customer service.

While the company has a low complaint volume, some customers experience problems with the company. Some customers have experienced long wait times in getting their claims resolved. GEICO offers the DriveEasy program in some states, which uses a smartphone app to track driving habits. This helps consumers get discounts when they drive safely. However, the downside is that drivers may have to pay more if they have a high-risk driving history.

It offers a Prime Time Contract.

Geico Auto Insurance offers a Prime Time contract, a special program for drivers 50 and older. This plan guarantees renewals without increasing premiums. However, this type of plan is not right for every driver. It is only available for people with a good driving record and no violations in the last three years. In addition, the contract is only valid in certain states.

In addition to the Prime Time Contract, Geico also offers several discounts. The discounts vary depending on the state, but some people qualify for up to 8% off their premiums. GEICO also offers discounts for federal employees and military personnel. You can get an additional 15% off your insurance premiums if you are in the military.

It has fewer agents than its competitors.

Geico Auto Insurance offers full coverage for your car, including liability, comprehensive, collision, uninsured motorist, and rideshare insurance. It also offers discounts for multiple cars and policies. The insurance company also offers various other services, such as life and flood insurance.

Geico sells auto insurance directly to consumers, bypassing the need for agents. This may turn off some consumers, but the company promises competitive premiums and many discounts for drivers. Geico’s customer service and coverage options are above average.