National General Health Insurance Reviews


National General is an affordable health plan for individuals and families. It offers unique benefits and financial stability. The company also offers excellent claims service. So whether you’re looking for a short-term plan or long-term coverage, National General has you covered. Read on to discover more. You can also learn about their unique perks.

Affordable rates

National General is a company that offers short-term medical plans at affordable rates. These plans are available on the market anytime and can help protect your finances against large medical bills. In addition, some of their short-term plans cover ambulance and emergency room visits and doctor office visits. These plans also typically have flexible premiums and high deductibles.

The National General website allows customers to easily compare quotes, file claims, and pay bills online. It also features a learning center with information about coverage options, standard insurance terms, and factors affecting rates. National General also has an A+ rating from AM Best. It also has a reputation for offering competitive coverage.

National General health insurance offers various home, auto, life, and business plans. You can choose between basic and comprehensive coverage and optional add-ons like roadside assistance. The company also offers a host of discounts to keep premiums low. In addition to offering a wide range of coverage, National General offers a satisfaction guarantee for claims service.

Unique perks

National General has several unique perks for its members. For example, members automatically receive a membership in the LIFE Association. This membership offers several benefits, including discounted over-the-counter medicines, telemedicine, and product and service discounts. Additionally, members receive discounts on travel and home protection. Additionally, National General has a strong credit rating from AM Best.

The company invests in the future of its employees and offers multiple career development programs. National General has an excellent reputation for promoting from within and recognizes hard work and diverse ideas. Moreover, its employees are entrepreneurial and self-confident. So, it’s no surprise that National General is a great place to work for aspiring professionals.

Financial stability

National General’s credit ratings reflect its financial strength and profitability. It earned an operating return on equity of 16% in 2019, with a net income of $314 million. December 31, 2019, had gross premiums of $5.6 billion. Moreover, the company focuses on profitable growth through M&As and disciplined expense management. As a result, National General is delivering high returns to shareholders.

Claims service

A National General Health Insurance Review is incomplete without a section on claims service. The insurer’s claims service is average, with most small claims paid within 48 hours. Moreover, the company offers 24/7 claims reporting service via its website, which means that you can file a claim at any time of the day or night.

Claims reporting through National General is easy and convenient, but the carrier does not offer much information about its claims process. This means you will have to search online for details about the claims process, which can be difficult. However, the carrier offers several features to help customers, including a claims hotline, online chat, and an independent insurance agent.

National General also offers a variety of policies with different levels of benefits. These include short-term health coverage, home and auto insurance, and self-funded group health plans. Its website also offers a learning center, which provides information about coverage options, standard insurance terms, and factors affecting rates.