Despite the low premiums, our Perfect Pet Insurance Reviews found that this policy has limitations and could be worth a pass. For example, it does not cover prescription food, euthanasia benefits, or behavioral problems and only covers accidental dental costs. However, despite the drawbacks, the reviews we read were positive, and customers seemed to be happy with the service.
Perfect Pet Insurance offers one Accident Only policy.
Accident, Only pet insurance is an affordable way to protect your pet from the financial burden of unexpected medical costs if you’re on a tight budget or have more than one pet. These policies cover a variety of common pet ailments, including illnesses, allergies, diabetes, and kidney failure.
You can choose between a single Accident Only policy or a multi-pet discount. Accident Only policies provide coverage for up to $10,000 a year. Some policies also offer mortality coverage and advertising rewards for lost pets.
Pets Best offers two types of policies.
Perfect Pet Insurance has an A+ rating with the Better Business Bureau (BBB) and 15 years of experience in the pet insurance industry. Their policies have three accident and illness coverage levels and two add-on options for routine care. The Essential plan covers emergency care and cancer treatments, while the Plus plan adds coverage for diagnostic tests and exam fees. Elite plans also include acupuncture and rehabilitation.
Comprehensive coverage covers accidents, illnesses, and hereditary conditions. It also covers wellness care for your pet, such as vaccinations and flea control. Comprehensive coverage is a great way to ensure your pet gets the treatment it needs.
Figo offers a 0% copay.
Unlike many insurance companies, Figo offers a 0% copay plan for all of its services. They offer three different plans, which you can customize to suit your needs and budget. They cover emergency and routine vet care and provide access to all licensed emergency hospitals and veterinary practices. Additionally, they offer a live vet chat feature. This allows you to ask your questions anytime, and you’ll receive real-time answers from licensed veterinarians.
Figo currently offers three plans for dogs and cats, each offering a different level of coverage. The plans have different deductible amounts and annual payout limits. The preferred plan offers coverage for 70% of eligible expenses. It also covers veterinary exams necessary to diagnose and treat certain illnesses but does not cover wellness visits.
Trupanion offers direct payment software
Direct Pay is a great way to pay your vet bills without using your credit card. This convenient method eliminates the hassle of filing paper claims and submitting them to insurance companies. You can also submit your claims online, and Trupanion will reimburse you within 24 hours. Trupanion also has a customer support line available 24 hours a day via phone or online chat.
Trupanion offers deductibles ranging from zero to one thousand dollars. This means that you can adjust the premium amount to fit your budget. Additionally, this insurance company pays the vet directly, so you don’t have to worry about paying massive vet bills. It also offers 24/7 customer service and pre-approvals for treatments.
GEICO offers unlimited annual benefits
GEICO is a good choice for pet insurance. It has a competitive waiting period, ranging from two to 14 days for injuries and illnesses. The company also covers alternative therapies, including hydrotherapy, acupuncture, chiropractic care, and laser therapy. All policies are offered in all states, except New York, where pre-existing conditions need to be specified with a rider. Geico also offers discounts for multi-pet policies and annual Pay.
Geico pet insurance is cheap compared to many other pet insurers. You can receive discounts for having more than one pet, paying in one lump sum, and if you are a military member. It also has a wellness coverage program to help your pet stay healthy.
Embrace offers a wellness plan.
Embrace offers a pet wellness plan that includes prescriptions, dental care, nail trimming, and grooming. There are exclusions, such as pregnancy and organ transplants. However, it does cover other medically necessary expenses such as rehabilitation, prosthetics, and dental treatments. Other benefits include reimbursement for alternative therapy and prescription medications.
Embrace also offers a 30-day money-back guarantee. When you enroll your pet, Embrace will review your pet’s records. They will inform you and your veterinarian if there are any pre-existing conditions. Embrace also rewards responsible pet owners by reducing annual deductibles by 50%.